Member Business Services

First Flight offers both savings and checking accounts designed with the business owner in mind.

Savings

Our basic savings account serves as your membership at First Flight. You can accrue dividends and use the account as overdraft protection for your business checking account.

Features of the Business Share Savings Account
Minimum Balance Requirement $200
Minimum Balance Fee $10 per $100 over monthly aggregate of $5,000. This is billed monthly.
Cash/Coin Deposit Fee $10 per $100 over monthly aggregate of $5,000. This is billed monthly.
TeleFAST/Online Banking Available
Electronic Withdrawals Limited to 6 per month
Dividends Earned on balances of $50 or more; paid on the last business day of the month
ATM Access Complimentary Visa® check card w/any business checking account
Statements Available monthly or quarterly
Statements Available

Checking

First Flight offers two types of checking accounts: the Business Aviator and the Business Wright accounts.

The Business Aviator account is designed to be simple and affordable with the convenience of electronic access channels. The Business Aviator comes with 150 free items per month, free online banking access, a complimentary Visa® check card, and unlimited access to our telephone banking system, TeleFAST.

Features of the Business Aviator Account
Free items per month 150
Minimum Balance $1,500.00 daily
Minimum Balance Fee $10
Bill Pay Available for $5 per month
Cash/Coin Deposit Fee $.10 per $100 over monthly aggregate of $5,000. Billed monthly.
Per Item Fee $0.25 per transaction after 150 free per month. Billed monthly
TeleFAST/Home Banking FREE
Dividends None
ATM/Visa® Check Card FREE
Personalized Checks Available for purchase

The Business Wright account is for higher volume businesses who maintain higher average balances. This account comes with 250 free transactions per month, free online banking, TeleFAST and Bill Pay, and dividends on balances over $10,000.

Features of the Business Wright Account
Free items per month 250
Minimum Opening Balance $100
Minimum Balance $5,000.00 daily
Minimum Balance Fee $10
Bill Pay FREE
Cash/Coin Deposit Fee $10 per $100 over monthly aggregate of $5,000. Billed monthly.
Per Item Fee $0.25 per transaction after 250 free per month. Billed monthly
TeleFAST/Home Banking FREE
Dividends Earned on balances of $10,000 or more
ATM/Visa® Check Card FREE
Personalized Checks FREE

Other business services

First Flight also offers a variety of services that make doing business that much easier. These services include:

  1. Notary public
  2. ACH Origination
  3. Check Imaging
  4. Deposit bags
  5. Wire Transfers
  6. 24-hour Night Depository services (at select branch locations)
  7. Full suite of e-Services, including e-statements, online banking and Bill Pay
Your savings federally insured to at least $100,000. National Credit Union Administration, a U.S. Government Agency
First Flight's routing number is 2531 7538 4

Copyright © 2006 First Flight Federal Credit Union. All Rights Reserved. | Tel (252) 447-0691 Tel (800) 807-0766 | Email informationdesk@firstflightfcu.org
First Flight Federal Credit Union Operations Center, 1208 E. Main St. Havelock,NC 28532